Introducing Salmastar Insurance

The company provides Takaful products and services. Takaful is a type of Islamic insurance, where members contribute money into a pool system in order to protect each other against lost or damage. Takaful is a mutual protection and joint guarantee and explains how it is the responsibility of individuals to cooperate and protect each other. The objective of Takaful is to pay a defined loss from a defined fund. Be sure to learn how we can further help you today.

Competitive Edge

We offer different services that give us the competitive edge against our competitors. We established a Takaful insurance in Somalia with the vision of expansion in the Horn of Africa.

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Motor Insurance

It covers you against loss or damage to your vehicle.

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Fire Insurance

It indemnifies the material damage to the insured property.

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Liability Insurance

Need help? Liability insurance cover and much more.

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Medical Takaful Insurance

Covers you the cost of private medical hospitalisation and treatments.

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Medical Network

Get the advantage of having our medical network work with you.

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Marine Cargo

Insurance for marine cargo cover and more.

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Engineering Insurance

Engineering Insurance? We are here to help.

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Travel Insurance

Get an insurance plan for your travels.

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Agriculture Insurance

This type of insurance provides coverage to farmers from the effects of natural disasters and ensures payment of appropriate compensation sufficient to keep the farmer in business after suffering a loss. There are two types of agricultural insurance: crop agricultural insurance and farm property and equipment agricultural insurance.

Crop insurance is for agricultural producers, including farmers, ranchers, and others to protect against either the loss of their crops due to natural disasters, or the loss of revenue due to declines in the prices of agricultural commodities. One such type of insurance is multiple peril crop insurance (MPCI).

Multiple Peril Crop Insurance (MPCI)

MPCI covers crop losses, including lower yields, caused by natural events, such as:

  • Destructive weather
  • Disease
  • Drought
  • Fire
  • Flooding
  • Insect damage

Livestock Insurance

Indemnity Livestock Insurance

Livestock insurance provides cover against accidents and unexpected events that may affect your animals. This insurance coverage is customizable, so whether you have camels, cattle, sheep, goats, chickens, or a mixture, you are covered. There are different policy options, depending on your needs and budget.

Scope of Cover

The policy compensates for the death or emergency slaughter of livestock on medical grounds as a direct result of the following:

  1. accident
  2. illness and disease (including epidemic diseases)
  3. smoke, fire, lightning
  4. windstorm

This policy does not cover any loss or damage directly or indirectly caused by or arising from, in consequence of, or contributed by:

  • Any disease that started before or during the waiting period
  • Mastitis
  • Slaughter or culling which is not ordered by the veterinary surgeon or due to a lack of the customary, recognized standard of veterinary care
  • Theft or unlawful removal of animals
  • Mysterious disappearance or escape
  • Defective feed or feed additives
  • Impotence and sterility
  • Inadequate milk yield
  • Hereditary defects and hereditary diseases